★ 3rd place — Hedera Apex Hackathon 2026

The autonomous
back office
for tokenized assets.

Issue an ERC-3643 permissioned token in one command, and an AI agent enforces KYC & OFAC on every transfer, pays USDC coupons, updates NAV, and settles at maturity — across 9 networks.

Settles on

ERC-3643+ HTS + Token-2022 9networks 19contract tests, source-verified

Laminaa01 / Problem

The problem

You tokenized the fund.
Now you run it — forever.

01

Coupons on the clock

Hundreds of holders, paid pro-rata, every month. Miss a date and you breach the prospectus.

02

Every transfer is compliance

KYC each holder, screen against OFAC, enforce Reg D / Reg S — on every trade.

03

NAV & reports

Reprice when yields move, file reports regulators trust, quarter after quarter.

04

Maturity

Redeem principal and retire supply, correctly, at the end.

$16T

Tokenized RWA by 2030 · BCG

5–15 bps

Manual lifecycle cost on AUM

$24B

On-chain RWA today · rwa.xyz

Issuance is a one-time event. Lifecycle is the cost that never stops.

Laminaa02 / Solution

One instruction · the full regulated lifecycle

One command. Full autonomy.

The fund manager issues an asset once. An AI agent runs its entire life on-chain — no human after issuance.

Issue01

Deploy an ERC-3643 (T-REX) token + dedicated audit topic in one factory transaction.

Onboard02

Grant on-chain KYC after rapidfuzz OFAC SDN screening of names and wallet addresses.

Enforce03

The token's transfer hook gates KYC, jurisdiction (Reg D / Reg S), lock-ups and holder caps.

Distribute04

Pay coupons pro-rata in USDC — integer 6-decimal micro-units.

Revalue05

Mark NAV to a treasury-yield oracle.

Settle06

Claw back via permanent-delegate, return principal in USDC, burn supply.

Laminaa03 / Why it's an agent

Not a query endpoint

It acts when no one is asking.

A query endpoint answers when called. Laminaa holds the operator key, runs on its own clock, and closes a perceive → decide → act → verify loop on-chain toward a standing mandate.

Self-triggering

APScheduler fires coupons hourly, NAV daily, maturity every 6h — no human, no prompt in the loop.

Settles real state

Signs with the operator key, broadcasts, then verifies the on-chain signature status before writing the audit entry.

scheduler · coupon_run · 02:00 UTC

02:00:14⟳coupon due · AAPL26 · 142 holders

02:00:15✓ofac.screen — 142/142 clear

02:00:17✓pay_stable — 18,420.00 USDC

02:00:19✓audit.write — tx 5gH2…9kQ

— no human in the loop —

Laminaa04 / Multi-chain

Reach investors on any chain

One engine. Every network.

A family-agnostic ChainAdapter speaks opaque token / holder / tx refs, so the core never imports a chain SDK. Adding an EVM network is a TOML entry — not a rewrite.

Ethereum

Arbitrum

Base

Polygon

Avalanche

Arc

Robinhood

Hedera

Solana

EVM · 7 networks

ERC-3643

T-REX permissioned token + AuditLog
web3.py · token + audit in one factory tx
Source-verified · 19 Foundry tests

Solana · verified on devnet

Token-2022

Frozen-by-default = whitelist
Permanent-delegate = clawback
Freeze authority = sanctions · atomic issuance

Hedera · native

HTS / HCS

Native KYC, freeze, wipe keys
HCS consensus audit trail
Where Laminaa was born & won

Laminaa05 / Architecture

One core, every surface

People and agents drive the same engine.

Interfaces

Web console · REST

operator dashboard · typed API

Telegram

NL ops · write-confirmation

MCP server

scope-gated · agents drive it

Engine

Issuance

token + audit in one tx

Compliance

KYC · OFAC · jurisdiction

Lifecycle

coupons · NAV · maturity

Reporting

regulator PDFs

Networks

EVM adapter

web3.py · ERC-3643

Solana adapter

solders · Token-2022

Hedera adapter

hiero-sdk · HTS / HCS

Data

Claude

NL agent · tool-use

OFAC SDN

daily refresh · fuzzy

Treasury yields

NAV oracle

USDC · Postgres

settlement · state mirror

The core never imports a chain SDK — routes → services → repositories · chains · handlers. Async SQLAlchemy throughout. Nine networks, one product.

Laminaa06 / Compliance

Compliance & assurance

The right standard on every chain.

Regulators want enforcement and proof. Laminaa builds both into the token.

Permissioned transfers

ERC-3643 (T-REX) on EVM, HTS keys on Hedera, Token-2022 frozen-by-default + permanent-delegate on Solana.

OFAC SDN screening

rapidfuzz WRatio (~85%) on names + exact match on addresses, against the U.S. Treasury SDN list — refreshed daily.

Immutable audit trail

Access-controlled AuditLog (EVM) · HCS (Hedera) · SPL-memo (Solana) — every state change recorded on-chain.

Verified & tested

19-case Foundry suite, source-verified on each explorer; Solana lifecycle verified end-to-end on devnet.

SEC Reg DSEC Reg SMiFID IIKYC whitelistJurisdiction limitsHolder capsLock-ups

Laminaa07 / Traction

Validated, then scaled

Judged as a product. Then rebuilt for scale.

★ Hedera Hello Future · Apex 2026

3rd place

DeFi & Tokenization track · $8K

Built and judged as a working product on Hedera testnet — issuance, compliance, coupons and maturity, end to end. Then we didn't stop.

Since the win — rebuilt chain-agnostic

9

networks live

6

lifecycle stages automated

3

interfaces · REST · TG · MCP

19

contract tests, verified

Functional across 9 testnets · verifiable on-chain · stage: pre-mainnet, pre-revenue.

Laminaa08 / Market & Business

Market & business

The operating system for tokenized assets.

BlackRock BUIDL is multi-billion. Securitize, Archax and Franklin Templeton are issuing. Every asset needs lifecycle management — no one has automated it across chains.

Revenue model

Fund admins charge 5–15 bps to do this by hand; the agent does it at 2–5 bps + per-asset SaaS. $1B AUM ≈ $200K–500K / yr recurring.

Path to $10M ARR

At 3 bps, ≈ $33B AUM under management — a sliver of a $16T market by 2030.

Target customers

Securitize, Archax, Zoniqx, Tokeny, Franklin Templeton — any institution issuing tokenized funds, bonds or equities.

The moat

Issuance is commoditized. Laminaa is the operations layer above any standard, on any chain.

Why now

RWAs are crossing from pilots to production, Token Extensions make Solana compliance-ready, and AI agents can finally run the lifecycle.

Laminaa09 / Team

Team

Two founding engineers.

Built and won together — from Anna University. AI, data engineering, smart contracts and agents under one roof.

Founding Engineer · AI & Agents

Venkatesh R

Transformers & LLM serving, RLHF / alignment, ZK-SNARKs and distributed inference. Architected Laminaa's chain-agnostic agent across 9 networks. 8+ hackathon wins · ₹30L+ in prizes.

LinkedIn ↗ Portfolio ↗

Founding Engineer · Data & ML

Naveen Krishnaa S

Production data engineering — ETL, Kafka, Airflow, Elasticsearch — with RAG / GenAI and cloud (Azure, GCP). B.Tech AI & ML, CGPA 9.04. HimaShield GLOF system, awarded ₹5L by MeitY.